Putri, M. R., and A. Ni’mati Rahmatika. “The Effect Of Dual Banking System On MSME Distribusion Whit MSME Strategy As a Determining Variable”. EBA Journal: Journal Economic, Bussines and Accounting, vol. 11, no. 2, July 2024, pp. 1-12, https://ejournal.undar.or.id/index.php/eBA/article/view/331.